If I may, I’ll try to explain the wound allocation thing:

The rule states that wounds must be allocated evenly throught the unit, no matter what Str or AP they’ve got.
i.e.1: 4 marines + flamer get 4 bolter wounds + 2 plasma wounds. -> to minimize the efect of the plasma guns you would allocate wounds in the following order:
1st: every miniature gets a wound, you decide 1 plasma wound is given to the flamer guy, and the 4 regular guys get 4 bolters wounds, so now everyone has one wound allocated.
2nd: you still have wounds to allocate( just one in this case) so you repetat the process, in this case you’ve got a plasma wound left and you decide to give it to the flamer guy.
3rd: you roll 4 dice togheter ( results: 4,5,2,3) and you fail one save, so one regular is dead. + your flamer ( who is not in cover cos’ I say so) gets killed by two plasma shots.

i.e.2: same unit but 12 bolter wounds and 2 plasma wounds.
1st: allocate 1 bolter wound to each regular marine, and one plasma to flamer ( 1/mini).
2nd: allocate a 2nd bolter wound to each regular marine, and a second plasma to flamer (2/mini)
3rd: allocate a 3rd bolter wound to each regular marine.
Now you roll 12 dice ( results: 6,6,5,5,4,4,3,3,2,2,1,1) you’ve failed 4 saves, so 4 regular marines are down, that is because all 4 regular marines have the same stats, rules, etc.
You also have to remove your flamer guy, cos’ he’s still not in cover.

So esentially as long as the diference between the mini who recieves more wounds and the one that recieves less is 1 wound you are good to go, as long as the number of wounds is not a multiple of your unit miniature count.
If you recieve 30 wounds on a 10 marine squad, each guy recieves 3 wounds, allocate as you wish.
If you recieve 25 wounds on 10man squad, 5 guys recieve 3 wounds, and 5 recieve 2, as before allocate as you wish.
So the cheese here is to try and allocate the most painfull wounds to a single mini ( which is diferent of the others because of rules, he is a sargent, equipment…) so you reduce the number of instant kills.
So if you equip your paladins with diferent stuff each ( master crafted also counts, so esentially you can gent 10 diferent guys in a squad with ease) and let’s say the recieve from the same squad 2 misile launchers wounds (Str8) and 18 bolters wounds, you could assign those two str 8 wounds to a single mini, so only one of your paladins gets instant death. The proces would be, assgin 9 wounds of bolter + one misile (10 wounds / 10 minis), and repeat.

then since you are utterly awesome, and every single paladin is diferent, you’d roll 2 dice for each guy ( since you assigned 2 wounds for each), each failed save would be a wound that could be saved with FNP, except for the two wounds of the misile launcher, if you mis any of those two 2+ saves, your paladin is dead ( str 8 == instant death == feel pain!).

On a final note: lets say you had 2 paladins equaly equiped in the last example. You’d roll 4 armor saves, and if you failed 2 of those, you’d have to take out of the board a paladin, since you must take out whole miniatures when posible.

Hope it helps!

hope it helps!